Be responsible when applying for home credit loan

I went to the mall a week ago to accompany my father buying his new phone.  At the store, there are lots of offer in buying the new phone.  You can buy it is cash, using the credit card and the so-called home credit.  It is my first time to hear about home credit, and my first time to hear this mode of payment.  It is nice though especially when you do not have the credit card.  You just need to have two valid id’s and pay the down payment on the phone you want to buy.  The remaining amount is payable in 6 to 9 months.  I must say I am tempted to get the phone that I like but I have my priorities.

This home credit is a temptation to people.  It is up to you if you want to grab it or stay with your priorities.  The home credit payment will be made by the participating money transfer agency or payment center.  It is nice though because if you are out of a budget, you can easily buy a phone.  But of course, you must know your responsibility when getting a home credit loan.  And you should know if you can pay the monthly obligation before applying home credit loan to avoid problems in the future.  As of now, I am still thinking if I am going to buy the phone that I like or have new washing machine instead.

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Ordering two shirts for my friends

As we all know, Christmas is fast approaching.  I am pretty sure you have already started listing down your Christmas list.  And yes, I have started mine.  I have several on my list already including the gifts I am going to give to my family and closest friends.  I plan to start shopping on the first week of December, however, two of my friends are already asking the gift that they want for Christmas.  Their wish is my command.  I guess they want an early Christmas gift because they are going to wear it on their kids Christmas party at school.

They saw the shirt that they like online and told me about it.  It is hassle-free.  I do not have to go to the department store to buy gifts for them.  I have ordered the shirts that they like and it will be delivered next week.  It is nice seeing them smiling after I ordered the shirts.  I feel great to be able to make a person happy with a simple gesture.  Hopefully, the shirts that I ordered is nice and of good quality.  Advance Merry Christmas to both of you ladies.  I hope to see both you wearing the shirts you picked one day.  Enjoy the holidays!!

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Bonding with my future sister in law

Last Saturday, I went to visit my older brother and his future wife.  It was an unplanned visit because my brother just called me if I want to come because he has something to give to my father.  I am glad because that my brother called because I wanted to go out but do not know where to go.  Good thing I do my laundry last Friday.  I am free to go plus my sister is on leave from work, so I do not have to look after her kids.  This is my time to unwind after the busy week with the kids.  Sometimes, I need my “me time” to relax and have fun going out without the kids.

I did have a nice bonding with my sister in last Saturday.  We went to the thrift store/goodwill store to buy some clothes.  Yes, the sister in law has something in common, we love going to thrift/goodwill store to shop.  The sister in law bought clothes for her ready to wear business and I bought tops for me and my sister and shorts for the oldest brother and father.  After shopping at the thrift store, we talked about their upcoming wedding.  This time, they have set a date, pick the church and the reception.  I guess I have to proceed with the things I listed as their wedding planner.haha!  Makes me so excited for their big day.  My visit them was nice because we did have a good time, good talk and bonding with brother and sister in law.  Till my next visit.

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Buying new bedsheets at thrift store

My father has been asking me to buy him a new bedsheet.  He only has two bedsheets and he wants a new one.  The color of the old ones is fading that is why he wants a new one.  I have been looking for a bedsheet at the department store whenever I have the chance to go but have not found the color that he wants.  He wants a brighter color so that his room will not look so dim.  Two old bedsheets that he has is color blue, that is what he wants a new one, brighter color this time.

Since I can’t find bedsheet at the department store, I try to look for it at the thrift store.  The store that I like to go whenever I want to buy new clothes and short pants.   I have not tried to buy bedsheet at the thrifty yet.  Hopefully, my first time is a good one.   Fortunately, I found a bedsheet that my father will surely like.  I end up buying three bedsheets.  One for my father, my sister and for me.  The bedsheet that I bought for my father is color beige and the design is so manly.  I am glad that the father likes the one bought.  Also, my sister likes her yellow colored bedsheet.

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