Every time I heard about getting a card, I immediately say a big NO. It is because I am afraid that I’ll be drowning in debt. I know it has something to do with discipline but I am still scared that I will lost control and will use it over and over again even for not sensible things. I never dream of having my own credit card until just recently.
I am in the middle of thinking to get my own credit card but for emergency purposes only. Just recently, the family is facing bit problems in the house expenses. I really wanted to help but I am running out of money. They money that I am expecting is not yet come. Makes me sad and I told myself if I have credit card I can use it right there and then. I think this is the best time for me to get my own credit card. But I have to be a responsible card holder and should know my limitation for me to not be on the dangerous situation.
I will get credit card strictly for emergency purposes only. This would be it and nothing more.